Should I lend my friend money

I have this friend that in recent months I have realised, only contacts me when she needs something from me, never to hang out.

This year we have only spoken twice and both times it was just to ask me to lend her money. She has yet to return me the money I lent her previously.

Naturally I’m already kind of irritated that the only time she thinks of me is when she needs money, if not it’s all crickets from her. Seriously, even now that I’m down with covid, not even a “get well soon”. Just “lend me money”.

Kind of annoyed by her but also wondering if I should just do a good deed and help her.

Am I the a-hole if I say Idw to lend her money although yes I am in a financially secure n stable position and technically I can lend her the money….

What would you do?

Edit: people seem to think I am a guy trying to get into her pants but I’m a girl so no, my friend cannot offer me anything that I want physically.