No one can dispute the fact that credit scores have proven time and time again to be major determinants in property transactions. In today’s increasingly interconnected world, credit scores have become a crucial factor in various aspects of life, from obtaining loans to securing employment.

In Malaysia, credit scores play a significant role in the property market, and every Malaysian has one. Having a high credit score can help you get a better mortgage, pay less interest and have more access to financing options. A low credit score, on the other hand, may restrict your ability to borrow money and raise the cost of financing.