How a retiree topped up her CPF yearly to receive a $4,600 monthly payout
The Straits Times - Sports·2026-02-22 09:00
SINGAPORE - A 71-year-old Singapore woman probably holds the current record for receiving the highest CPF monthly payout of about $4,600 every month, thanks to the high balance in her Retirement Account (RA).
Her payout is unusual by today’s standards because even if a 55-year-old member tops up to the highest tier of CPF LIFE at $440,800 in 2026, the expected monthly payout at age 65 would be only about $3,400.
……Read full article on The Straits Times - Sports
Other
Comments
Leave a comment in Nestia App

Userhte6 23/02/2026
How many Singaporean can really afford to top up n push untill 70 then withdraw maybe less than 5% of the population. Most of our seniors are desperate need immediate cash to meet daily expenses.
Reply

jin boh eng 23/02/2026
it's not clearly spelled out what CPF Scheme she is under. if it was the minimum sum scheme, understand that payout wiuld be based on 20-25 years inc interest and whatever was in her RA. supposedly higher payout than CPF life which a portion need to pay CPF life premium. since CPF life is a hot topic currently my guess is that it is a promotion article to attract ppl to top up 😉 lol
Reply

Oppa6958 23/02/2026
what is her salary at the first place? must be high salary executives or civi servant Normal folk where got money to top up, not to mention they're struggling to meet their daily necessity. low salary folks cant even meet the Full retirement sum, which is adjusted higher every years
Reply

Userisa8 23/02/2026
One 'ingenious' way to manipulate Singaporeans' minds and let them 'meddle' with our sovereign reserves!!??Still having doubts?Ask HC....to lose 377 millions in a cryptocurrency investment & claiming it's peanut money!!!!😡😡
Reply
One-stop lifestyle app dedicated to making life in Singapore a breeze!
Userjxll 23/02/2026
Dumb woman she will only start realising her interests if lives beyond 85 years old
Reply
By the time she realised at 85, it would be too late. If she has put it into bank for fixed deposit, she could at least make 1.0 %.
Reply