Canceling your Spotify Premium account is fairly quick and easy, and you'll still have access to your music library after cutting the digital cord. Your account will default back to a free one, which mostly means you'll be hearing a lot more ads, which can range from 15 to 30 seconds.

If you're on the fence about canceling, Spotify offers multiple payment plans for ad-free listening and you can check out your options for switching Premium plans before outright canceling.