I am a 26yo that has never started a savings account or an investing account, my parents never taught me how important it was to save money and now I want to start investing in my finances.

I just started investing about 2 weeks ago and planning to invest 200-250 each paycheck and at the same time increase my savings account, currently, I have about $250 invested with a gain of $30 making a total of $280. I’ve been thinking of enrolling in a couple of investing classes my college offers, they are about $150-$200 each, and its 3 classes in total, is it worth it to invest money in classes?

Here are what netizens think:

Also many books on personal finance: The millionaire next door, Random walk down wall street, Bachelor Pad Economics, The Richest Man in Babylon, The Psychology of Money and Your Money or your life.

Don’t pay for courses, scour Youtube and Google and Reddit you’ll find alot of free resources. MIT OpenSourceWare for example on Youtube, but is quite technical.

My perspective from a somewhat affiliated financial company training dept: Don’t bother with investment courses. Unless they are held by academic individuals and standards, being responsible for their evidence-based content and actions.

Investment trainers and coach gurus are mostly of the same ilk. The incentives of raking in IBF’s subsidies to deepen their pockets is basically the same thing as FAs posting their social media glory news. MLM without a tangible product, but all the costs and profits in 1 direction.

Free resources are abundant. In this day and age, you almost certainly never have to pay to build financial literacy.

99% scam. There’s some accredited ones like IBF but they are ‘boring’ n don’t exactly preach financial freedom