You have S$200,000 in cash. But you’re risk-averse and would rather have full liquidity for a rainy day. There’s the option of priority banking or a savings account. Which do you choose?

Though investing has been the talk of the town these days, maybe you still aren’t buying into the idea of willingly allowing your funds to fluctuate according to market conditions. Despite the projected high returns, you may not be keen on letting all your valuable savings go down the drain if the market dips.