Now that most of the pandemic restrictions have been lifted, the number of things we can spend money on has skyrocketed, from overseas holidays to clubbing sessions.

That could be why there's been a recent spike in searches for personal loans. Yikes!

Now, we sincerely hope nobody is taking out a loan in order to go on holiday or open bottles of Martell at KTV lounges.

But if you're genuinely in need of a personal loan for a legit reason like a medical emergency or to consolidate your existing credit card debt, we're going to look at Standard Chartered's (SCB) CashOne personal loan, which you might already have heard of thanks to the bank's aggressive marketing.