Friend borrowed money but did not return it

About 3 years ago, I received a call from a friend in a religious organisation in the east of Singapore that I am part of for many years.

She say that she is in urgent need of financial help for her brother.

Out of kindness, I decided to loan her and her husband a sum of money. She promised she will return back to me but till now, I did not heard or received any repayment back from them. Initially my thought was that maybe they really need some time to pay me back.

But after gathering some information and was chatting with some friends, I was terribly shocked that they actually borrowed from quite a few others too. To make me even more upset, I found out that they owned 2 properties. A Condo and and a HDB!

I felt disgusted every time the husband who works there was on stage or went out eating with the Senior Leader of that organisation. They act like as if nothing happen. I don’t see them making an effort to even talk to us or make plans for repayment. Why won’t the religious organisation discipline him and made them repay all of us? Are they protecting him? This couple have 2 properties that could fetch millions. They can just sell it and return all our money!

I felt stumbled by all of them. I am not wealthy, was there to help them when they are in need but now? When I need some cash, I can’t even get back a single cent.

What should I do?